I see it as an extension of the myth of American purity and external corruption. “This person is evil, some outside power must have compromising info on them.” “Immigrants are violent criminals preying on innocent americans.”

These attitudes ignore the reality that bad people can come from anywhere. There are plenty of villians with very mundane origin stories. What matters is if everyone else has the will and ability to keep bad people in check and hold them accountable.

The grifters in charge need no other motivation than a sense of superiority and an opportunity to make a buck.

They’ve been doing this with “natural intelligence” for ages.

The scavenger predator formerly known as Avago Technologies Limited currently wears Broadcom as a skinsuit to disguise hostile takeovers as normal tech mergers.

From wikipedia

Zelle (/zɛl/) is a United States–based digital payments network run by a private financial services company owned by the banks Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo.

So PayPal does not seem to own an interest in Zelle, but the group of owners isn’t necessarily better than PayPal.